Self Credit Repair
If you’ve chosen to do self credit repair – you are among the handful who have made a really smart choice. Congratulate yourself, but don’t rest on your laurels. Too many people do nothing and just think about it. Self Credit Repair is not very difficult, but it does require a bit of your time. Trying to puzzle it all out on your own could take a lot of time. Luckily for you, you don’t have to puzzle it all out by yourself. There is one web site that we strongly suggest you to get to know. CreditBlossom.com is a free resource with an incredible online application that enables you to generate your credit dispute letters in minutes. The easy-to-follow step by step videos walk you through everything involved in self creditrepair.
Well, how do you start? There are certainly some things you have to do on your own. You need a copy of your credit report. There are many places you can get this online. But be careful. Most of them will try to up-sell you to a service you don’t need.
After you have your credit report, you need to review it and decide what you need to dispute. Look everything over. If you are not absolutely sure the items are reporting completely accurately, you have a right to dispute it.
What are items should you dispute? Old collections, bad accounts that you closed a while back, any negative accounts with even the slightest inaccuracies reporting. Old closed out collections often are still hurting your credit report since they have a bad rating. This bad rating is not fair because the account has been paid off. You will certainly want to dispute these. Very often you will find that these accountswill get deleted off your credit report and that will help your credit score.
After you have decided what you need to dispute, you need to write the appropriate credit repair letters. This is where CreditBlossom.com comes into play because you don’t have to do it all long-hand. The automated Credit Repair Letter Wiz enables you to automate the process of writing the credit repair letters and makes it so much faster.
You should also look at the FTC’s site about CreditRepair. You can google search “FTC credit repair” and it should come up as the first link. It is a good read and basically supports everything CreditBlossom.com says on their web site about the BEST credit repair option being self credit repair. So, write the credit repair letters and get them sent out. You will be glad you did.
There are specific rules for sending out the credit dispute letters. Make sure you do it properly. Again, all that info is on the CreditBlossom.com site and they give some really nice videos too that tell you how to do it.
